Trucking Insurance

 Coverage Options for Truckers:

PRIMARY LIABILITY
We offer limits up to $2 million—plus, we transmit state and
federal filings promptly to get your customers in business fast.

MOTOR TRUCK CARGO
We’ll cover the value of the cargo they haul as well as additional
costs such as debris removal, earned freight charges and
more—with separate limits and no additional deductible.

MOTOR TRUCK GENERAL LIABILITY (GL)
We meet a trucker’s contractual requirement for GL, which
pays for damage caused by them when they’re not driving.

RENTAL WITH DOWNTIME
We’ll get truckers a temporary rental if their vehicle is
down due to a covered cause of loss—or we’ll pay the daily
maximum limit to cover expenses if they can’t work.

NON-TRUCKING LIABILITY (NTL)
When truckers are under permanent lease to a motor carrier
that provides their Primary Liability coverage, NTL provides
liability coverage while they use their truck for most nonbusiness,

personal use.
HIRED AUTO*
Many business partners require that for-hire risks carry
excess liability coverage for all vehicles in service to their
business, whether owned by the business or not.

MOTOR TRUCK CARGO
REFRIGERATION BREAKDOWN**
We offer legal liability protection for a loss due to
accidental breakdown of refrigeration or heating units.

PLUS, EASILY WRITE THESE PHYSICAL
DAMAGE COVERAGES, TOO
• PERMANENTLY ATTACHED
EQUIPMENT
Provides additional coverage for equipment (loaders
and tarping systems) included in the stated amount.
• COMPREHENSIVE ONLY
Makes it easy for customers to continue coverage when
storing a vehicle during the off-season.
• TRAILER INTERCHANGE
Provides additional coverage to any non-owned trailer
a trucker is using; it’s normally required when hauling a
trailer under a Trailer Interchange Agreement.
• PHYSICAL DAMAGE ONLY
Protects customers who have their primary liability
somewhere else and only need Collision and either
Comprehensive or Fire and Theft with Combined Additional Coverage insurance (CAC).