• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us CALL US TODAY | 805.845.7517
Home
  • Home
  • Medicare
  • Health Insurance
  • Trucking
  • Commercial Auto
  • Personal Lines
    • Automobile
    • Motorcycle
    • Recreational Vehicles
    • Renters
  • Get A Quote
  • Contact Us
    • Contact Us
    • Employee Directory
    • Location Map
    • Refer a Friend
Individual/Family Benefits MEDICARE INSURANCE

Products for Medicare. Certified to offer: Medicare Advantage Plans, Medicare Supplement Insurance, and Part D Prescriptions Drug Plans.

Read More
Individual/Family Benefits INDIVIDUAL & FAMILY PLANS / GROUP INSURANCE

Products for individuals & Family health plans, Group health plans, including Dental, and Vision.

Read More
Business Insurance BUSINESS & COMMERCIAL

Bonds, BOP, Commercial Auto, General Liability, Workers Comp and Trucking quotes.

Read More

 

Personal Lines PERSONAL LINES

Get more information on Auto Insurance, Motorcycle, RVs, ATVs, Boat, and Renters lines.

Read More
Other Services OTHER SERVICES

We also offer Notary Services, Apostille Services and Vehicle Registration.

Read More
Home > Personal Lines Insurance, California

Personal Lines


Personal Lines Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Insurance Quote
Motorcycle Insurance Quote
Renters Insurance Quote
Boat Insurance Quote

Personal Lines Information

When insurance is focused on protecting the financial interests of an individual or family, rather than a corporate or non-profit entity, it is considered to fall within the personal lines of insurance. There are many different types of protection offered within personal lines. These include:

  • Auto insurance: Required by law in most states, auto insurance provides protection to both vehicle owners and individuals who are injured or experience property damage at the hands of drivers. Auto insurance policies can be structured to cover the damages of the insured’s vehicle through comprehensive and collision coverage as well as uninsured/underinsured motorist coverage. A policy must also meet the minimums of each state’s laws by providing bodily injury and property damage liability coverage that protects those who might be unintentionally injured or damaged by the insured.
  • Motorcycle Insurance: You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:
  • -If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
    -If you or a passenger is injured in an accident, medical costs can be extremely expensive.
    -If your motorcycle is responsible for damage or injury to others, you may be sued for much more than you're worth.
    Your motorcycle may be one of your most prized possessions. It deserves special protection.
  • Renters insurance: When renting an apartment, an individual may not need to provide insurance to protect the structure itself, but they do need coverage for their personal contents since the landlord does not cover those. Additionally, they should secure liability insurance to cover medical costs and damages in the event a visitor is injured while in their apartment.
  • Umbrella policies: When the liability limits of other personal policies aren’t enough, individuals can purchase an umbrella policy to provide $1 million or more in additional liability coverage. Just one umbrella policy effectively increases the liability limits of each of the insured’s other policies.
Facebook
Twitter
LinkedIn
Instagram
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Twitter Logo
Tweets by @iiiorg

Resources

Home About Us Get a Quote Customer Service Newsletter Contact Us

Contact Us

a drawing of a face
  • 300 E Canon Perdido St Ste C1
  • Santa Barbara, CA 93101
  • –
  • O: 805.845.7517
  • F: 805.845.8258
© Copyright. All rights reserved.
Powered by Insurance Website Builder